Lic India Agent Pune New Lic Policy and Latest Life Insurance Plans India

Lic India Agent Pune New Lic Policy and Latest Life Insurance Plans India

Lic India Agent Pune New Lic Policy and Latest Life Insurance Plans India

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JEEVAN BHARATI
 

Suitability

  • This plan is designed exclusively for women and provides funds at regular intervals so that they can be utilized on occasions such as marriage, sickness, education etc. All female lives between 18 & 50 can secure the policy. Physically handicapped women are also eligible subject to certain conditions.

Salient Features

  • This is a money back plan providing periodic return of sum assured with facility to encash at will.
  • Policyholder has the option to retain the periodic survival benefits with LIC and gain attractive interest.
  • Policy provides Guaranteed addition @ Rs.50 per Rs.1000 sum assured for the first five years and participation in profits (bonus) thereafter.
  • Life cover continues for 3 years despite non-payment of premium. However this facility is available only if at least 2 years premium have been paid.
  • Female Critical Illness cover: A benefit equal to the Sum Assured (subject to a maximum of Rs. 2 Lacs will be available on the occurrence of any of the following Critical Illnesses. Critical Illnesses covered are Breast Cancer; Ovarian/Fallopian Tube Cancer; Cervical Cancer; Uterine Cancer; Vaginal / Vulval Cancer.
  • Congenital Disability Benefit : If a child born to the policyholder, suffers from any of the congenital disabilities listed below, a benefit equal to 50 % of the Sum Assured subject to a maximum of Rs.1 Lac will be available for two children. The list of Congenital disabilities : Downs syndrome ; Spina Bifida ; Tetralogy of fallot; Oesophageal Atresia & Tracheo-oesaphageal Fistula ; Anal Atresia; Imperforate anus ; Cleft Palate with or without Cleft Lip.
  • Accident benefit rider can be availed by paying additional premium of Rs.1 per 1000 sum assured. This rider pays for an additional sum assured in the event of death due to an accident.
  • Flexibility in premium payment: Policyholder has the flexibility to pay next yearly premiums in advance and avail attractive premium rebates.

Survival Benefits

  • 20 % of the Sum Assured at the end of 5 and10 years for 15 year term (balance payable on maturity plus Guaranteed Additions plus bonus , if any)
  • 20 % of the Sum Assured at the end of 5, 10 and 15 years for 20 year term (balance payable on maturity plus Guaranteed Additions plus bonus , if any)

Death Benefits

  • Full sum assured along with guaranteed additions and bonus, irrespective of earlier survival benefits are payable.

Other Conditions

  • Minimum Sum Assured : Rs.50,000
  • Maximum sum assured : Rs.25,00,000
  • Minimum age at entry: 18 years
  • Maximum age at entry: 50 years
  • Mode of payment : Yearly only
  • Maturity age : 70 years
  • Terms Available: 15 and 20 years
 


Contact Us
1) If you want to Buy New Insurance Policies than call 9422553400 (Pune)
2) If you need a detailed quotation from us as to how much insurance you should really go for. Click here
3) If you have a previous life insurance policy and want servicing for the same. Click here
4) Contact us on email: gulwe@licagent.biz

Lic of India New Lic Policy and Latest Insurance Plans From Lic India
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