Lic India Agent Pune New Lic Policy and Latest Life Insurance Plans India

Lic India Agent Pune New Lic Policy and Latest Life Insurance Plans India

Lic India Agent Pune New Lic Policy and Latest Life Insurance Plans India

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JEEVAN SAATHI

Suitability

  • This plan is ideal for employed couples. With a marginal addition to the premium of an Endowment Assurance, two lives are covered under this policy.

Salient Features

  • This plan is issued on the lives of husband and wife
  • Premium payment ceases on first death or upto maturity date if both lives survive upto the date of maturity.

Benefits

  • Sum assured along with vested bonus is payable on date of maturity if both lives survive upto date of maturity.
  • Basic sum assured is payable on first death within the term, to the surviving spouse.
  • If the second life also dies within the term of the policy, the nominee gets another sum assured along with vested bonus.
  • If the second life survives to maturity, an amount equal to sum assured is paid along with vested bonus.

Other Conditions

  • Minimum sum assured is Rs. 30000/-.
  • Minimum premium must be Rs. 800 per annum
  • Minimum age at entry is 20 years
  • Maximum age at entry is 50 years
  • Maximum maturity age is 70 years
  • Age of the older life should not be more than 65 years on maturity
  • Premiums are based on mean age
  • Where sum proposed is over 1 lakh, the age of older life cannot be more than 60 years
  • Lady lives who have undergone two caesarian operations are not eligible for this policy
  • Accident benefit premiums to be paid on both lives. After 1st death, accident benefit is allowed on the second life also either by the same accident or by another accident within the same year
  • Only Standard age proof is accepted
  • Bonuses vest even after cessation of premium on 1st death, since it is payable only along with the sum assured payable in the event of death of 2nd life within the term or on 2nd life surviving date of maturity
  • Bonus is calculated on basic sum assured


Contact Us
1) If you want to Buy New Insurance Policies than call 9422553400 (Pune)
2) If you need a detailed quotation from us as to how much insurance you should really go for. Click here
3) If you have a previous life insurance policy and want servicing for the same. Click here
4) Contact us on email: gulwe@licagent.biz

Lic of India New Lic Policy and Latest Insurance Plans From Lic India
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Lic Agents In areas: (Life Insurance Corporation India)
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