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Lic india, Lic
policy, Lic investment, lic for child, lic policy mumbai, lic agent, lic in
pune, agent for lic, NRI Lic, lic investment, Lic for NRI, Lic for Foreign
nationals, LIC INDIA, Lic policies, Lic in remote area, Lic premium payment,
NRI Investments, Lic help, Lic for all ages, Investment, Loans against
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KOMAL JEEVAN
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Parents
can propose the child's life.
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It
is money back plan wherein survival benefits
are paid at regular intervals after the child
attains the age of 18 years.
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Guaranteed
additions @ Rs.75 per Rs.1000 sum assured
are payable under the policy. This additions
are payable either on death within the term (after
commencement of risk) or on child attaining
he age of 26 years.
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Loyalty
additions are paid either on death or on maturity
depending on the performance of the company.
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Risk
commences after 2 years from the date of commencement
of policy or on policy anniversary following
completion of 7 years by the child, whichever
is later.
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Policy
vests on life assured on the policy anniversary
or the child attaining the age of 18 years.
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On
vesting the life assured is the absolute owner
of the policy and the proposer ceases to have
any interest in the policy.
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Premiums
cease on the policy anniversary immediately
after the child /life assured attains age
18.
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Premiums
are payable upto a term equal to 18 minus
the age of the child at entry.
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Premium
waiver benefit can be availed by proposer
by paying additional premium wherein premiums
under the policy stand waived on death of
the proposer within the term.
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Proposer
can avail insurance cover to the extent of
20% of basic sum assured subject to a maximum
of Rs.100,000 by paying additional premium.
Father is the proposer. The child's mother,
if she has an income of her own, can also
propose the policy. If both parents are not
alive legal guardian can propose.
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Policy
can be gifted by grand parents, elder sisters
and brothers, uncles by taking a single premium
plan.
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In
case of death of life assured before the commencement
of risk, the policy is cancelled and premiums
paid are refunded.
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After
the commencement of risk, if the life assured
dies before policy matures, full sum assured
plus guaranteed additions are payable without
deduction of earlier installment benefits
paid.
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Special
benefit in maturity: Loyalty additions depending
on policy duration and sum assured are paid
on maturity.
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Suicide:
This policy shall be void if the Life Assured
commits suicide at any time on or after the
date on which the risk on the policy has commenced
but before the expiry of one year from the
date of the policy. In case of death due to
suicide during this period, the Corporation
will not entertain any claim by virtue of
this policy except to the extend of a third
party's bona fide beneficial interest acquired
in the policy for valuable consideration of
which notice has been given in writing to
the office to which premiums under this policy
were paid, at least one calendar month prior
to death.
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Contact Us
1) If you want to Buy New Insurance Policies than
call 9422553400 (Pune)
2) If you need a detailed quotation from us as to how much insurance you
should really go for. Click here
3) If you have a previous life insurance policy and want servicing for the
same. Click here
4) Contact us on email: gulwe@licagent.biz
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Lic Agents
In areas: (Life Insurance Corporation India) |
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Pimpri |
bhosari |
khopoli |
beed |
amravati |
deccan |
|
bhosari |
mumbai |
aundh |
ahmednagar |
khed |
chakan |
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pirangut |
chakan |
mumbai |
kolhapur |
midc |
jalgaon |
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pune |
hadapsar |
nashik |
lonawala |
ranjangaon |
aurangabad |
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chinchwad |
wakad |
sangli |
ahmednagar |
hinjewadi |
dhule |
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talegaon |
pmt pcmc |
nagpur |
aurangabad |
solapur |
wai satara |
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kalyan |
bhivandi |
vashi |
mulund |
panvel |
thane |
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Lic india, Lic
policy, Lic investment, lic for child, lic policy mumbai, lic agent, lic in
pune, agent for lic, NRI Lic, lic investment, Lic for NRI, Lic for Foreign
nationals, LIC INDIA, Lic policies, Lic in remote area, Lic premium payment,
NRI Investments, Lic help, Lic for all ages, Investment, Loans against
Insurance, Save Tax, Lic in india, Lic in pune, Lic Health Insurance, Lic
policy service, Lic policy servicing. |
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Lic Plans
